Legal Documents

1. Introduction

These Global Terms & Conditions ("Terms") govern the access to and use of all services ("Services") offered by POLAR TENSOR CORP., a corporation formed under the Laws on Corporations of the Republic of Panama ("Company"), through the digital asset platform known as Polar Tensor ("Platform").

By creating an account, you agree to be legally bound by these Terms and all related documents, including Master Client Investment Agreement, Risk Disclosure Statement, Algorithmic/AI Trading Consent, Custody & Third-Party Risk Agreement, Fee & Tier Schedule, Privacy Policy, and AML/KYC Policy.

2. Legal & Corporate Structure

POLAR TENSOR CORP. (Panama): Provides virtual asset services, manages Trading Wallet funds, operates the Platform, and executes trades via the Polar One algorithmic trading system.

POLAR MSB INC. (Montana, USA): A registered Money Services Business responsible exclusively for payment processing, including crypto/fiat deposits and withdrawals.

POLAR TENSOR LAB LIMITED (Hong Kong): Provides technology development, AI model development, system maintenance, and support. Does not provide investment services.

3. Eligibility & Access

Clients must be at least 18 years old. The Company does not solicit or advertise services in regulated jurisdictions. Access is strictly based on reverse solicitation - the Client initiates contact voluntarily. Clients from sanctioned jurisdictions or individuals on sanctions lists are prohibited.

4. Services Provided

Through Polar Tensor, the Company provides:

• Digital asset deposit and withdrawal tools
• Internal USDT wallet transfers
• Access to the Polar One algorithmic trading system
• Trading Wallet performance reporting

5. Trading Wallet & AI Trading

Transferring assets into the Trading Wallet constitutes authorization for discretionary trading using Polar One. The Client acknowledges: Polar One uses automated, algorithmic, and AI-driven trading models; trades execute at high frequency; digital asset trading involves substantial risk; you may lose all invested amounts; no returns are guaranteed; past performance does not predict future returns.

6. Fees & Costs

Performance fees apply on net realized profits according to your tier. A withdrawal fee (0-12 months: 10%, 12-24 months: 5%, 24+ months: free of charge) applies to withdrawals of initial principal and reinvested profits. Pure net profits not reinvested may be withdrawn without fees. Network and third-party fees are borne by the Client.

7. Deposits, Withdrawals & Transfers

Supported deposits: BTC, USDT, USDC, ETH, SOL. Supported withdrawals: USDT, USDC. Internal transfers: USDT only. The Company is not responsible for assets sent to incorrect addresses. Withdrawals may be delayed due to compliance checks, custodian issues, or security reviews.

8. Custody & Third-Party Risk

Digital assets may be held with Binance or similar custodians operating independently. Downtime, hacks, insolvency, or operational failures may result in losses. The Company is not liable for custodian failures. Assets may be held in pooled wallets with internal ledgers tracking Client balances.

9. Prohibited Activities

Clients must not:

• Provide false information
• Use the Platform for unlawful purposes
• Engage in money laundering or fraud
• Circumvent geographic restrictions
• Attempt unauthorized access

10. Limitation of Liability

The Company is not liable for losses from market volatility, AI/algorithmic trading models, custodian failures, execution delays, system downtime, or unauthorized access caused by the Client. Total liability is limited to fees paid by the Client in the previous 12 months.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the Republic of Panama. Any dispute shall be resolved exclusively through binding arbitration in Panama City, Panama, in English.